Work from home. Set your own hours. Earn what you desire. Whether you want extra income or a full career — Legacy Guard gives you the products, the leads, the technology, and the training to make it happen entirely on your terms. No commute. No ceiling.
You don't need a background in insurance. You need drive, a desire to help people, and the willingness to follow a proven system. Everything is done over the phone or virtually — no commute, no office, no ceiling on what you can earn.
Work around your family's schedule, not the other way around. Appointments happen in the evenings on your timeline. You're home, you're present, and you're building real income without sacrificing what matters most.
Perfect FitYou already think like a business owner — now build one. Legacy Guard gives you the infrastructure: products, leads, platform, and training. Bring the hustle, scale as large as you want, and build your own agent downline.
Build Your AgencyKeep your current job and add a few thousand per month on the side. Start by talking to your warm market — friends, family, neighbors, co-workers — then kick it into gear with purchased leads when you're ready.
Part-Time WelcomeTired of someone else putting a ceiling on your income? This is a full-time career with no cap. Follow the system, work the leads, stay consistent — and build income that grows every single year you stay in the business.
Full-Time TrackWe specialize in need-driven products with massive markets and recession-proof demand. Every new homeowner and every senior is a potential client — and we bring them directly to you.
Every family that buys or refinances a home deserves to know it's protected. Mortgage protection covers the loan in the event of death, disability, or critical illness — with living benefits paid at first diagnosis. We mail directly to new homeowners. They respond. You call them.
The senior market never slows. Final expense coverage gives families peace of mind that burial, medical, and end-of-life expenses won't fall on their loved ones. Simplified and guaranteed issue options mean almost no one gets turned away — everyone qualifies for something.
Our proprietary underwriting logic — built into the iAgentIQ QuoteIt Engine — automatically routes clients to the best-fit carrier based on their health profile. You never lose a sale because one carrier declines. There is always a placement path.
You don't need to already have your insurance license to get started with Legacy Guard. We've partnered with ExamFX — the nation's top-rated insurance exam prep provider — to help you get licensed fast and start writing business.
Our recommended licensing partner · State-approved
Starting around $169.95 · Invest in yourself — it pays back on your very first sale.
Getting your Life & Health insurance license is the only upfront investment required to join Legacy Guard. There are no franchise fees, no office overhead, and no ongoing cost to get started. The only thing between you and your first commission check is that license.
ExamFX makes it straightforward. Study online at your pace, pass the state exam, and you're ready to go. Most people complete the prep course in two to four weeks.
Once you're licensed, there is no cost for us to teach and train you. Zero overhead. It's 100% virtual — your only expense is the time you invest in building your future.
The backbone of this business is leads — and we have them. We mail letters directly to people who just bought or refinanced a home. They fill out a response card and send it back. That's your lead. No cold calling. No begging friends to buy insurance. Just warm conversations with people who asked to hear from you.
Friends, neighbors, co-workers, family — your warm market is your launchpad. These aren't cold calls. These are genuine conversations with people who already trust you. We train you exactly how to approach them. Most new agents write their first policy within two weeks.
We mail letters directly to people who have just purchased a home or refinanced. They fill out the information request and mail it back. We distribute those leads to you. They raised their hand — they want to hear what you have to offer.
Through our lead platform you can purchase real-time and aged leads — people who expressed interest digitally. Browse by geography, lead type, and source. New to the business and watching your budget? Aged leads give you high call volume at a lower cost per lead.
Happy clients refer. Our agent platform nurtures relationships and generates referrals automatically. As your book of business grows, so does your referral stream — until your phone rings without spending a dime on leads.
"You will never go without an opportunity to talk to someone. The only limit is how hard you want to work."
— Legacy Guard Founding Philosophy
Here is exactly what a new Mortgage Protection Specialist's week looks like — and what it pays. This isn't a fantasy projection. This is what agents who follow the system actually do. Entirely from home.
Most appointments are late afternoon and early evening — so you have plenty of time with your family, pursue other interests, and still make great money. No office. No commute. No boss to report to. Just you, your phone, and your clients.
A typical production week following the Legacy Guard system
Would $2,160 per week change your life? Help pay off debt? Get out of a job you're not happy in? Whatever your reason — this opportunity can help you achieve it.
Apply NowExample illustration only. Individual results vary. Commission rates and advance percentages are subject to carrier and agency agreements. Not a guarantee of earnings.
Every new agent at Legacy Guard is assigned a personal mentor, plugged into our proven sales system, and given 24/7 access to Legacy Guard University — a full video training library built around what works in the field today. You are never out here alone.
Every Legacy Guard agent is assigned a manager who will help you navigate the training, answer questions as they arise, and be available to support you as you build your book of business. You have a real person in your corner.
We have a proven Mortgage Protection presentation and sales system that equips you to effectively present our product and help homeowners protect their family. It works because it was built in the field — not in a boardroom.
There is no cost for us to teach and train you. The only investment is getting your license. After that — your mentor, Legacy Guard University, all scripts and training materials — completely free to you as a Legacy Guard agent.
I'm looking for passionate individuals who are serious about life and serious about providing for their family. If you love what you do and want to build something real — I want to help you enjoy the fruits of that labor. Many blessings.
Legacy Guard agents get exclusive access to iAgentIQ — the only platform built specifically for independent mortgage protection and final expense agents. Quote, manage clients, send texts, run your pipeline, and track your production — all from one login, all from home.
Proprietary multi-carrier quoting with underwriting waterfall logic — available at iagentiq.com and quoteitengine.com. Quote all carriers at once and always find a placement for your client.
Full-featured agent platform with two-way text messaging, automated follow-up sequences, pipeline management, and appointment scheduling — all connected to your lead flow.
Every Legacy Guard agent receives a personalized website modeled after quoteit.insure — with their own information, branded sales funnels, and lead capture forms set up and ready to go.
24/7 access to the full video training library — warm market scripts, call flows, product training, objection handling, and the complete mortgage protection presentation. Train anytime, anywhere.
A five-panel pipeline system takes every case from submitted to issued — with lapse prevention alerts, commission tracking, and a saved book nurture system built in.
This platform is not available to the public or for sale anywhere else. Legacy Guard agents are the only independent agents who carry these tools — your competitive edge is fully protected.
There is no ceiling. You decide how much time you invest and how big you want to build. Whether you want part-time income or a multi-agent agency — Legacy Guard has a track for you.
Income figures are illustrative. Results depend on agent activity, lead investment, market conditions, and individual performance. Not a guarantee of earnings.
Everything is done by phone or video. No commuting, no travel costs, no dress code. Design your workday around your life — not the other way around.
From your warm market on day one to purchasing leads as you grow — you will never run out of opportunities. The system keeps your calendar full.
Direct carrier contracts at competitive street-level rates with 75% advance. You keep what you earn — and your level advances as your production grows.
Every policy you write pays renewal commissions year after year. Your book of business becomes a growing passive income stream that works while you sleep.
Recruit and develop agents under you — earning overrides on every policy in your downline. This is where real, lasting wealth is built in this business.
Fill out your information and set up a time for us to visit. If it's a good fit, we'll help you get started and reach whatever financial goal you're shooting for. I only want to partner with passionate individuals who are serious — and if that's you, I want to hear from you.
Create your account to access onboarding, Legacy Guard University, platform walkthroughs, and your iAgentIQ credentials. We'll follow up within 1 business day to set up your call.
Once you're licensed and ready, complete your carrier contracting through SureLC — our secure online contracting portal. This connects you directly to our carrier partners so you can begin writing business. Legacy Guard will be pre-selected as your agency.
Have your NPN, state license info, and E&O certificate handy. Takes about 15–20 minutes.